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- https://sou.edu/financial-aid/aid-types/loans/
- https://sou.edu/financial-aid/aid-types/loans/
Loans for Students & Parents
Students must be enrolled in at least half time in order to qualify for loans. Before receiving a loan, a student must complete Entrance Counseling and a Master Promissory Note.
Federal Direct Subsidized and Unsubsidized Loans are applied for by filing a FAFSA. There is a limit to how much you can borrow.
Federal Loan Programs
Federal Direct Loan – Subsidized
The Federal government pays your interest while you’re in school at least half-time. This loan is an award based on your financial “need” as defined by the federal government.
Federal Direct Loan – Unsubsidized
Interest begins accruing once award disburses and is not based on need.
Federal Direct Graduate PLUS Loan
The Federal Direct Graduate PLUS Loan is awarded to Graduate students to fill the gap in their award letter.
Federal Direct Parent PLUS Loan
Offered to qualified parents of dependent undergraduate students with financial aid eligibility.
Alternative Loans
Alternative Student Loans
Alternative or private loans are privately funded, generally provided by commercial lenders, and eligibility is not based on financial need. SOU recommends speaking with a financial aid counselor prior to pursuing an alternative loan.
Loan Repayment Info
Loan Repayment
Learn about exit counseling, the grace period, loan repayment options, loan forgiveness, and more.
Financial Aid Resources
Contact Raider Student Services
Raider Student Services
1250 Siskiyou Blvd.
Ashland, OR 97520
Phone: 541.552.6600
Fax: 541.552.6614
Financial Aid & Scholarships: finaid@sou.edu
Registrar (Registration & Records): registrar@sou.edu
Bursar (Student Financial Accounts): studentaccounts@sou.edu
Hours: Monday through Friday from 9 am to 4 pm